Total-Debt-Servicing-Ratio
Total Loan Commitment Max. 60%
Total Loan Commitment Including:
1. Other Housing Mortgage monthly repayment.
2. Car loan monthly repayment.
3. All Credit Cards & Personal Loan monthly minimum payment.
4. The new mortgage repayment
(Based on 3.5% STRESS TEST interest rate for residential property; 4.5% for commercial property)