Mortgage-Servicing-Ratio
(for HDB & EC only)

New Loan Commitment Max. 30%

New HDB or EC mortgage loan commitment. 

 The new mortgage repayment 

(Based on 3.5% STRESS TEST interest rate for residential property; 

 

2. Maximumum loan tenure is till age of 65 of 25 years. 
 

Must fulfill both TDSR & MSR criteria.

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