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Mortgage-Servicing-Ratio
(for HDB & EC only)
New Loan Commitment Max. 30%
New HDB or EC mortgage loan commitment.
The new mortgage repayment
(Based on 3.5% STRESS TEST interest rate for residential property;
2. Maximumum loan tenure is till age of 65 of 25 years.
Must fulfill both TDSR & MSR criteria.
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