When is the BEST time to review and apply refinancing?
Normally, the BEST time is 3~6 months before your mortgage package out of lock-in period or legal fee clawback period.
Mortgage borrower are required to serve THREE month notice to the current bank for full redemption of loan. The notice servicing will be done by the appointed law firm.
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End of Lock-in or Legal fee clawback period.
3 ~ 6 months