Private Residential 
 

Equity Cash out

Equity Cash Out

Private Residential 
 

Equity Cash Out

Private Residential 
 

Formula to Derive Room for Equity Cash out

Having ONLY mortgage: 

Max. Potential 
Cash out 

amount

80% of
Indicative
Valuation

Total CPF Amt used +
Mortgage  Outstanding Amt

Having 2 and Above residential mortgage: 

=

-

-

=

Total CPF Amt used +
Mortgage  Outstanding Amt

60% of
Indicative
Valuation

Max. Potential 
Cash out 

amount

save your time & effort. Let MxRICH calculate for you. 

 
 

Step 1: Find out Potential Cash out amt on the property.

Key Number:

1. Property Indicative Valuation. 

2. Total CPF Used for the subject property. 

3. Outstanding mortgage of the property.
 

Step 2: Is the potential cash out match your expectation?

The limitation of potential cash out always due to the LOW indicative valuation, HIGH outstanding loan & HIGH CPF amount used. If the potential cash out is too little or not up to your expectation, you may need to find other way to raise the fund you need. 

Step 3: Pre-submission calculation. 

1. TDSR Calculation. 

2. Repayment Calculation: 

 

Individual
 

save your time & effort. Let MxRICH calculate for you.