Office Unit 
 

Equity Cash out

Equity Cash Out

shop & shop house
 

Industrial B1, B2, Factory
 

Office Unit 
 

Individual
 

Equity Cash Out

Formula to Derive Room for Equity Cash out

For own business used property:

Max. Potential 
Cash out 

amount

80% of
Indicative
Valuation


Mortgage  Outstanding Amt

For investment used property (with collecting rental income): 

=

-

-

=


Mortgage  Outstanding Amt

70% of
Indicative
Valuation

Max. Potential 
Cash out 

amount

Office Unit 
 

shop & shop house
 

Industrial B1, B2, Factory
 

save your time & effort. Let MxRICH calculate for you. 

Individual
 

 
 

Industrial B1, B2, Factory
 

shop & shop house
 

Step 1: Find out Potential Cash out amt on the property.

Key Number:


1. Property Indicative Valuation. 

2. Outstanding mortgage of the property. 

Step 3: Pre-submission calculation. 

1. TDSR Calculation. 

2. Repayment Calculation: 

 

Step 2: Is the potential cash out match your expectation?

The limitation of potential cash out always due to the LOW indicative valuation & HIGH outstanding loan. If the potential cash out is too little or not up to your expectation, you may need to find other way to raise the fund you need. 

Individual
 

save your time & effort. Let MxRICH calculate for you.